verified Education Loan

Funding the Future You Imagine.

At Credinova, we partner with leading banks to help students access education loans with competitive interest rates, flexible repayment options, and funding for studies in India and abroad.

10k+ Happy Customers

Know your estimated EMI

before you apply.

Loan Amount ₹15,00,000

₹1,00,000 ₹1,00,00,000

Interest Rate (p.a.) 8.5% p.a.

8.5% 15%

Tenure (Months) 24 Months

6 Mo 60 Mo

Estimated Monthly EMI

₹681.93

Why Choose Credinova?

Experience the next generation of lending with our core pillars of trust.

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Multiple Banking Partners

Access loan options from leading banks and NBFCs.

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Efficient Loan Processing

Helping you move through the loan journey with ease.

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Education Loan Expertise

Helping students secure the right education loan for studies in India and abroad, with guidance at every step of the journey.

How it Works?

A simple 5 step process

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Apply Online

Fill out a simple application with your basic details to get started.

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Eligibility & CIBIL Check

Our experts will review your profile, verify your eligibility, and your credit score.

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Bank Selection & Documents

We identify the right bank or NBFC and assist you with documentation.

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Verification & Approval

Application is logged in with the selected lender for verification and approval.

payments 5

Loan Disbursed

Once approved, the loan amount is disbursed to your bank account.

edit_document

1. Apply Online

Fill out a simple application with your basic details to get started.

fact_check

2. Eligibility & CIBIL Check

Our experts will review your profile, verify your eligibility, and your credit score.

account_balance

3. Bank Selection & Documents

We identify the right bank or NBFC and assist you with documentation.

task_alt

4. Verification & Approval

Application is logged in with the selected lender for verification and approval.

payments

5. Loan Disbursed

Once approved, the loan amount is disbursed to your bank account.

Limited Time Offer

Refer & Save More

Invite your friends to Credinova. When they get their first loan, you both receive a 0.5% interest rate reduction on your next cycle.

Frequently Asked Questions

Know Before You Borrow

Who is eligible for an education loan? expand_more

Students with confirmed admission to a recognized institution in India or abroad can apply. Eligibility and co-applicant requirements may vary by lender.

What expenses are covered under an education loan? expand_more

Education loans can cover tuition fees, accommodation, books, travel expenses for overseas studies, and other eligible academic expenses, depending on the lender's policy.

Is a co-applicant mandatory? expand_more

Yes. Most lenders require a co-applicant, such as a parent, spouse, sibling, or guardian, based on their eligibility criteria.

Can I get a loan for studying abroad? expand_more

Yes. Credinova helps students explore education loan options for both domestic and international studies through trusted banking partners.

When do I have to start repaying my education loan? expand_more

Repayment usually begins after course completion and the applicable moratorium period, as per the lender's terms and conditions.

How much loan amount can I get? expand_more

The loan amount depends on factors such as the course, institution, cost of education, co-applicant's financial profile, and the lender's eligibility criteria.